Welcome to East Tennessee Online (Site),
owned by NACM East Tennessee, Inc. (NACM-FGC). This Site is operated by
NACM-FGC and materials on the Site are owned, for the most part, by NACM-FGC.
The Site may also include materials owned by third parties and posted on
the Site by virtue of a license, grant or some other form of agreement
between the third party and NACM-FGC .
NACM-FGC has created this Site
for your business access to credit industry information. However, you are
only authorized to access this Site or to use the materials contained in
the Site (regardless of whether your access or use is intended) if you
agree to abide by all applicable laws, and to these Terms of Use which
constitute an Agreement between you and NACM-FGC. Please read these Terms
of Use carefully and save them. If you do not agree with them, you should
leave this Site immediately. Any questions or comments regarding, or
problems with, this Site should be sent to the Site Administrator at knox@nacmet.org.
NACM-FGC reserves the right to
modify or amend this Agreement without notice at any time. It is therefore
important that you read this page regularly to ensure you are updated as
to any changes.
If you become aware of misuse
of this Site by any person, please contact the Site Administrator with
your concerns.
Access and Use
All materials contained in this
Site are protected by international trademark and copyright laws. This
means that you may only view or download material from this Site for your
own use and you must keep all copyright and other proprietary notices
attached to the downloaded material.
The reproduction, duplication,
distribution (including by way of email, facsimile or other electronic
means), publication, modification, copying or transmission of material
from this Site is STRICTLY PROHIBITED unless you have obtained the prior
written consent of NACM-FGC or unless it is expressly permitted by this
Site. The material covered by this prohibition includes, without
limitation, any text, graphics, logos, photographs, audio or video
material or stills from audiovisual material available on this Site. The
use of materials from this Site on any other web site or networked
computer environment is similarly prohibited. Requests for permission to
reproduce or distribute materials found on this Site can be made by
contacting NACM-FGC.
Linked Sites and Advertising
If you are interested in
creating hypertext links to this Site, you must contact NACM-FGC before
doing so. If NACM-FGC has provided links or pointers to other web sites, no
inference or assumption should be made and no representation should be
implied that NACM-FGC is connected with, operates or controls these web
sites.
NACM-FGC is not responsible for
the content or practices of third party web sites that may be linked to
this Site. This Site may also be linked to other web sites operated by
companies affiliated or connected with NACM-FGC. When visiting other web
sites, however, you should refer to each such web site’s individual
"Terms of Use" and not rely on this Agreement.
NACM-FGC takes no responsibility
for third party advertisements which are posted on this Site, nor does it
take any responsibility for the goods or services provided by its
advertisers.
Disclaimer of Liability and Warranties
While NACM-FGC does its best to
ensure the optimal performance of the Site, you agree that you use this
Site and rely on material contained in this Site at your own risk.
The Site, and all materials in
this Site, are provided "as is" and, to the fullest extent
permitted by law, are provided without warranties of any kind either
express or implied. This means, without limitation, that NACM-FGC DOES NOT
WARRANT that the Site is fit for any particular purpose; that the
functions contained in the materials in the Site will be uninterrupted;
that defects will be corrected; that the Site is free of viruses and other
harmful components or that the Site is accurate, error free or reliable.
You acknowledge that NACM-FGC,
its parents and affiliates together with their respective employees,
agents, directors, officers and shareholders, IS NOT LIABLE for any
delays, inaccuracies, failures, errors, omissions, interruptions,
deletions, defects, viruses, communication line failures or for the theft,
destruction, damage or unauthorized access to your computer system or
network.
You acknowledge that NACM-FGC is
not liable for any defamatory, offensive or illegal conduct or material
found in connection with this Site, including such conduct or material
transmitted by any means by any other person.
You acknowledge that NACM-FGC is
not liable for any damages, including, without limitation, direct,
incidental, special, consequential or punitive damages, in connection with
or arising from your use or from your inability to use the Site.
Indemnity
You agree to defend, indemnify
and hold harmless NACM-FGC against all the liabilities, claims, damages and
expenses (including reasonable attorney’s fees and costs) arising out of
your use of this Site; your failure to use the Site; your breach or
alleged breach of this Agreement or your breach or alleged breach of the
copyright, trademark, proprietary or other rights of third parties.
Termination
NACM-FGC reserves the right to
immediately terminate your use of, or access to, this Site at any time if NACM-FGC
decides at its sole discretion that you have breached this
Agreement or any relevant law, rule or regulation or you have engaged in
conduct that NACM-FGC considers to be inappropriate or unacceptable.
Copyright Infringement
If you believe that any
material contained in this Site infringes your copyright, you should
notify NACM-FGC of your copyright infringement claim in accordance with the
following procedure.
NACM-FGC will process notices of
alleged infringement which it receives and will take appropriate action as
required by the Digital Millennium Copyright Act ("DMCA")
and other applicable intellectual property laws.
To be effective, the
notification must be in writing and contain the following information
(DMCA, 17 U.S.C. §512(c)(3)):
- Physical or electronic signature of a person
authorized to act on behalf of the owner of an exclusive right that is
allegedly infringed;
- Identification of the copyrighted work claimed to
have been infringed, or, if multiple copyrighted works at a single
online site are covered by a single notification, a representative
list of such works at that site;
- Identification of the material that is claimed to be
infringing or to be the subject of infringing activity and that is to
be removed or access to which is to be disabled, and information
reasonably sufficient to permit the service provider to locate the
material;
- Information reasonably sufficient to permit the
service provider to contact the complaining party, such as an address,
telephone number, and, if available, an electronic mail address at
which the complaining party may be contacted;
- A statement that the complaining party has a good
faith belief that use of the material in the manner complained of is
not authorized by the copyright owner, its agent, or the law;
- A statement that the information in the notification
is accurate, and under penalty of perjury, that the complaining party
is authorized to act on behalf of the owner of an exclusive right that
is allegedly infringed.
Other
This Agreement operates to the
fullest extent permissible by law. If any provision of this Agreement is
unlawful, void or unenforceable, that provision is deemed severable from
this Agreement and does not affect the validity and enforceability of any
remaining provisions.
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